Mobile Merchant
If you are a merchant who does business remotely from you office where a telephone line is unavailable, then you are considered to a Mobile Merchant. As a mobile merchant, descomm can offer you a solution which enables you to get Card Present Qualified Transactions via the Wireless Solution below. The DEScharge Solution will work on iPhone, iPad, Androids and Blackberry cellular phones. For a full list of qualified phones, Click here
Below will be your Rates and Fees for Mobile Merchants
| SCHEDULE OF FEES | MOBILE | |
|---|---|---|
| MASTERCARD, VISA & DISCOVER * | % | CENTS |
| CHECK CARD / DEBIT RATE (DURBIN) | .75% | 22c |
| QUALIFIED RATE | 1.63% | 19c |
| MID QUALIFIED SURCHARGE RATE | 1.05% | - |
| NON QUALIFIED SURCHARGE RATE | 1.70% | - |
| WIRELESS TRANSACTION FEE | - | 8c |
| * FOR HIGH VOLUME PROCESSING CLIENTS - INTERCHANGE, DUES & ASSESSMENTS PROGRAMS AVAILABLE AMERICAN EXPRESS REQUIRES SEPARATE APPROVAL | ||
| OTHER FEES | ||
|---|---|---|
| MERCHANT STATEMENT - PAPER | $7.95 | MONTHLY |
| MONTHLY MINIMUM | ZERO | |
| ANNUAL MEMBERSHIP FEE | ZERO | |
| PCI SECURITY FEE | $6.00 | MONTHLY |
| MONTHLY GATEWAY FEE | $12.95 | MONTHLY |
| ADDRESS VERIFICATION SERVICE - AVS | 5c | |
| BATCH HEADER FEE | 15c | |
| PER OCCURANCE FEES | ||
|---|---|---|
| CHARGEBACK FEE | $20.00 | |
| NON SUFFICIENT FUNDS FEE | $25.00 | |
| RETREIVAL FEE | $3.00 | |
| VOICE AVS FEE | $1.25 | |
| ACCOUNT UPDATE FEE | $25.00 | |
The Solution for a MOBILE MERCHANT is DEScharge powered by ROAMpay


Product Description:
DEScharge, powered by ROAMpay, makes it possible to covert a mobile device into a secure POS terminal. Merchants can now quickly and securely process electronic transactions on mobile devices, regardless of location. In addition, by using our optional, secure & encrypted, magnetic stripe card reader, you can also qualify for the best rates available.
DEScharge’s ROAMpay application has all of the security features one expects from a payment services company. It's PCI-DSS and PA-DSS compliant.
Benefits:
- • It is easy to use and can help merchants lower their cost of accepting cards by as much as 30%
- • Lowers the cost of card acceptance by offering authentic, card present transactions
- • Simple to install and use SCRAs
- • Reduces the scope of PCI compliance by eliminating sensitive card data from the application
- • the costs and hassles related to the chargeback process by declining counterfeit cards
Targeted Merchants:
- Contractors and service providers
- Taxis and transportation
- Towing and recovery
- Seasonal - fireworks, fairs/festivals, concerts, tradeshows
- Flea markets, craft fairs, antique shows, and gun shows - any "traveling merchant"
New Features
- ROAMpay features a totally new user interface
- built from the ground up. Process credit and cash sales, voids, refunds and even process offline when your phone has limited coverage.
- Apply Sales Tax, Tipping and Signature Capture to any of your transactions. Set them once in your settings menu and the application will do everything else.
Pricing:
- • Cost of the Device, one time charge including setup $69.95
- • No Annual Fees
- • FREE Downloadable Application via the Internet
