Mobile Merchant

If you are a merchant who does business remotely from you office where a telephone line is unavailable, then you are considered to a Mobile Merchant. As a mobile merchant, descomm can offer you a solution which enables you to get Card Present Qualified Transactions via the Wireless Solution below. The DEScharge Solution will work on iPhone, iPad, Androids and Blackberry cellular phones. For a full list of qualified phones, Click here

Below will be your Rates and Fees for Mobile Merchants

SCHEDULE OF FEES MOBILE
MASTERCARD, VISA & DISCOVER * % CENTS
CHECK CARD / DEBIT RATE (DURBIN) .75% 22c
QUALIFIED RATE 1.63% 19c
MID QUALIFIED SURCHARGE RATE 1.05% -
NON QUALIFIED SURCHARGE RATE 1.70% -
WIRELESS TRANSACTION FEE - 8c
* FOR HIGH VOLUME PROCESSING CLIENTS - INTERCHANGE, DUES & ASSESSMENTS PROGRAMS AVAILABLE AMERICAN EXPRESS REQUIRES SEPARATE APPROVAL


OTHER FEES
MERCHANT STATEMENT - PAPER $7.95 MONTHLY
MONTHLY MINIMUM ZERO
ANNUAL MEMBERSHIP FEE ZERO
PCI SECURITY FEE $6.00 MONTHLY
MONTHLY GATEWAY FEE $12.95 MONTHLY
ADDRESS VERIFICATION SERVICE - AVS 5c
BATCH HEADER FEE 15c


PER OCCURANCE FEES
CHARGEBACK FEE $20.00
NON SUFFICIENT FUNDS FEE $25.00
RETREIVAL FEE $3.00
VOICE AVS FEE $1.25
ACCOUNT UPDATE FEE $25.00


The Solution for a MOBILE MERCHANT is DEScharge powered by ROAMpay

Product Description:

DEScharge, powered by ROAMpay, makes it possible to covert a mobile device into a secure POS terminal. Merchants can now quickly and securely process electronic transactions on mobile devices, regardless of location. In addition, by using our optional, secure & encrypted, magnetic stripe card reader, you can also qualify for the best rates available.

DEScharge’s ROAMpay application has all of the security features one expects from a payment services company. It's PCI-DSS and PA-DSS compliant.

Benefits:

  • • It is easy to use and can help merchants lower their cost of accepting cards by as much as 30%
  • • Lowers the cost of card acceptance by offering authentic, card present transactions
  • • Simple to install and use SCRAs
  • • Reduces the scope of PCI compliance by eliminating sensitive card data from the application
  • • the costs and hassles related to the chargeback process by declining counterfeit cards


Targeted Merchants:

  • Contractors and service providers
  • Taxis and transportation
  • Towing and recovery
  • Seasonal - fireworks, fairs/festivals, concerts, tradeshows
  • Flea markets, craft fairs, antique shows, and gun shows - any "traveling merchant"


New Features

  • ROAMpay features a totally new user interface
  • built from the ground up. Process credit and cash sales, voids, refunds and even process offline when your phone has limited coverage.

    • Apply Sales Tax, Tipping and Signature Capture to any of your transactions. Set them once in your settings menu and the application will do everything else.

Pricing:

  • • Cost of the Device, one time charge including setup $69.95
  • • No Annual Fees
  • • FREE Downloadable Application via the Internet